Auremont Funds Management
Navigating Australia’s Private Mortgage Credit Market
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Fund of Financiers (FoF)
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Independent Credit Framework - assessing both the financier and each underlying loan
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Proprietary “Way Home” Stress Testing - ensuring a credible path to capital recovery
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Continuous Monitoring & Risk Control - enabling early intervention as conditions change
Sub-$40m first mortgage private debt offers strong returns, but risks are often opaque-particularly across financiers and underlying loans. Like navigating difficult terrain, disciplined assessment and constant awareness are critical.
Auremont combines deep experience with an AI-driven Credit Intelligence Platform to bring transparency, structure and control to every investment.
Independent Credit Framework
Auremont evaluates both the financier and each underlying loan, applying a structured and transparent credit process designed to identify risks that traditional investment approaches often overlook.
Proprietary “Way Home” Stress Testing
By deconstructing the Valuation Report and applying our own forward looking analysis, every investment must demonstrate a credible path to capital recovery under adverse scenarios, ensuring robust exit strategies and disciplined risk management.
Continuous Monitoring & Risk Control
Investments are monitored via real time data collection and financier’s system access allowing milestone-based reassessment and ongoing data analysis, enabling early detection of deteriorating conditions and proactive risk management.
Why sub $40m?
Smaller deals. Greater control. Stronger capital protection.
Auremont focuses on smaller, lower-complexity developments where outcomes are more controllable. Sub-$40 million projects under eight storeys can be completed with local builders if needed, attract broader buyer demand, and allow for a more diversified portfolio-delivering stronger downside protection and more consistent capital outcomes.
Why FoF?
Distributed origination. Centralised risk control.
Rather than compete with Australia’s fragmented private lending market, Auremont FOF approach partners with it. With over 100 active non-bank lenders facing margin pressure and increasing regulatory burden, the opportunity lies in selectively backing the best operators-not replacing them.
The financiers undergo systems and process audit, must allow API access to reporting and have skin in the game on every loan written. Auremont then co-invests alongside them through ring-fenced Single Asset Trusts, providing capital into first mortgage positions while maintaining full transparency over each underlying loan. Financiers retain borrower relationships and servicing responsibilities, supported by back-up servicing arrangements, while Auremont applies independent underwriting and continuous monitoring.
This model combines distributed origination with centralised risk control-delivering scale, diversification and institutional-grade governance without sacrificing deal flow.
Institutional Discipline for Private Mortgage Credit
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Independent loan assessment
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Financier governance review
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Conservative structuring and LVR discipline
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Continuous monitoring and reporting
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"Skin in the game” and a contractual alignment of interests with lending partners
